This Affiliate Program Agreement (the “Agreement”) contains the complete terms and conditions that apply to your participation as an affiliate in the OFX Affiliate Program. As used in this Agreement, “we,” “us” or “The Prepared Group” means The Prepared Group or any of its affiliated companies, and “you,” “your” or “Affiliate” means the applicant. “Your website” means any site and/or software application that you own or operate and link to the Prepared Group Site. The “Prepared Group Site(s)” means thepreparedgroup.com, advisorinbound.com, or any other site operated by or on behalf of us or our affiliates. The Prepared Group is the registered trade name of The Prepared Group, LLC. Please read this Agreement carefully before you participate in the Affiliate Program. You are responsible for assuring that your employees, agents and contractors comply with this Agreement at all times.

1. OVERVIEW OF AFFILIATE REFERRAL PROGRAM

Participation in The Prepared Group Affiliate Program allows you to earn commissions for transactions made by Clients referred by you, subject to the terms and conditions of this Agreement.

2. ENROLLMENT

To begin the enrollment process, you must submit an Affiliate Program application. All information provided by you on your application or otherwise communicated to The Prepared Group must be true, accurate and complete. You further agree to notify us of any changes to information included on your application, including your contact information. After receiving your application, we will evaluate your application and notify you of its acceptance or rejection. The Prepared Group reserves the right to reject any application for any reason.

3. REFERRAL LINK

Upon acceptance into the Affiliate Program, The Prepared Group will provide a Referral Link to you. A “Referral Link” means the hyperlink you place on your website that directs your end users to the The Prepared Group Site. We will track customers who subsequently execute and complete a money transfer transaction with The Prepared Group (“Clients”) via the Referral Link. You will be responsible for properly integrating the Referral Link on your approved website(s) in accordance with any instructions we provide. The Prepared Group shall not be liable to you with respect to any losses incurred as a result of your failure to properly integrate and/or maintain the Referral Link on your website(s).

4. REFERRAL CHANNELS

In order for you to qualify to earn a Referral Fee, Client must be directed to The Prepared Group via one of the following channels: (i) the Referral Link; (ii) a written introduction sent by Affiliate to Client and OFX; or (iii) the submission of a lead generation form or other written notification, in the manner and format proscribed by OFX (each, an “Eligible Referral Channel”). The Prepared Group reserves the right in its sole discretion to disqualify any Client or any Qualifying Transaction if we determine in our sole discretion that such Client was not was not generated via an Eligible Referral Channel. You are not eligible to receive any Referral Fees for Clients registered for The Prepared Group services prior to the date of the referral (“Pre-Existing Clients”).

5. COMMISSIONS AND PAYMENT

  1. Referral Fees. Subject to the terms of this Agreement, The Prepared Group shall pay you a commission fee for each Qualifying Transaction conducted by a Client, calculated in accordance with Section 5(b) of this Agreement (“Referral Fee”). You may only earn a Referral Fee with respect to activity on The Prepared Group Site occurring directly through an Eligible Referral Channel. The Prepared Group will have sole discretion in making any changes to Referral Fees, and the changes will become effective immediately. We will notify you if there are any changes to the Referral Fees by email to the email address you provided when registered.
  2. Qualifying Transactions. The Prepared Group will pay Affiliate a Referral Fee calculated as a percentage of Gross Revenue generated from Qualifying Transactions. The commission percentage you receive will be specified upon approval. “Gross Revenue” means the gross profits received by us in relation to each Qualifying Transaction conducted by a Client. A “Qualifying Transaction” means a money transfer conducted by a Client which meets the following criteria: (i) the Client was directed from an Eligible Referral Channel; (ii) the Client booked and executed a money transfer on The Prepared Group Site; and (iii) The Prepared Group received cleared funds from the Client and remitted the purchased currency to the designated payee. Transactions that are cancelled or refunded will not qualify for a referral fee. The Prepared Group reserves the right to reject any Client that does not comply with The Prepared Group policies and procedures or any applicable laws. For the avoidance of doubt, transactions booked by Affiliates or any entity under the common control of Affiliate are not eligible for a Referral Fee.
  3. Payment of Referral Fees. Referral Fees are payable within ten (10) business days from the first day of the 2nd month following the transaction. In order to receive your first payment, you must submit an accurate and up-to-date W-8/W-9 tax form.

6. INTELLECTUAL PROPERTY

  1. Trademark License by The Prepared Group. Subject to the terms and conditions herein, The Prepared Group hereby grants you a limited, non-exclusive, non-transferable, non-sublicensable revocable, license to use our logos, names, trade names, domain names, trademarks and similar identifying material (collectively, the “The Prepared Group Marks”) for the term of this Agreement and solely for the purpose of generating Qualifying Transactions from your website. You must obtain written approval from us for the use of the The Prepared Group Marks in each instance and such approval shall be in the sole discretion of The Prepared Group. Any use of The Prepared Group Marks must comply with all guidelines, standards and policies provided by The Prepared Group. You agree not to modify, alter or change the The Prepared Group Marks in any way. You further agree that you will not form any combination marks with The Prepared Group Marks, or adopt, use or attempt to register any trademarks, service marks or trade names that confusingly similar to The Prepared Group Marks Unless earlier revoked by The Prepared Group, this license terminates upon the effective date of the termination of this Agreement. Upon termination of this Agreement, you shall immediately cease to use any The Prepared Group Marks, information, and promotional materials. You further agree upon termination of this Agreement to remove any The Prepared Group Marks from items and locations under your control.
  2. Trademark License by you. Subject to the terms of this Agreement, you hereby grant The Prepared Group a royalty-free, non-exclusive, non-transferable, non-sublicensable license during the term of this Agreement to use your trademarks, logos, names, trade names, domain names, or similar identifying items (“Your Marks”) to perform activities and obligations contemplated under this Agreement. The Prepared Group expressly acknowledges your sole and exclusive ownership of Your Marks and agrees not to take any action inconsistent with such ownership. The Prepared Group agrees not to form any combination marks with Your Marks, or adopt, use or attempt to register any trademarks, service marks or trade names that are confusingly similar to your Marks. Upon termination of this Agreement, The Prepared Group will immediately cease to use any Your Marks, information, and promotional materials and will remove Your Marks from items and locations under its control.
  3. Reservation of Rights. Each party shall continue to own all rights, title and interest in and to its patents, know-how, trade-secrets, software, trademarks and other intellectual property, subject only to the license rights expressly granted herein. Except for the limited license expressly set forth above reserves all right, title and interest, including all intellectual property and proprietary rights, in the Licensed Materials, the Referral Link, API, marketing materials, documentation, content, any domain names owned or operated by us or our affiliates, or any other intellectual property or technology that we provide to you for use in connection with the Affiliate Program.

7. MARKETING

  1. Promotional Activities. You shall not create, publish, or distribute any advertising, marketing materials or other public communication without first obtaining our express written consent. In promoting The Prepared Group, you agree that you will not make any representations, promises, warranties or other statements about The Prepared Group or The Prepared Group website, products, services or policies other than those expressly approved by The Prepared Group.
  2. Email Marketing. If you intend to promote our products and services through the use of email campaigns, you must adhere to the following:
    1. Comply with all applicable law including but not limited to provisions of the CAN-SPAM Act of 2003 and any other anti-spam legislation that governs the transmission of unsolicited commercial electronic messages (as that term is defined in the statute) that advertise or promote our products or services.
    2. All emails initiated by Affiliate, must identify Affiliate as the sender and may not imply or suggest that that the email is sponsored by The Prepared Group or otherwise being sent on behalf of The Prepared Group.
    3. Affiliate must include an opt-out or unsubscribe mechanism on each email communication.
    4. All emails must be submitted for prior written approval by The Prepared Group.
  3. Social Media. You may promote The Prepared Group on social media platforms such as Twitter, Facebook, Instagram, et al. (“Social Media Platforms”) only in accordance with the following guidelines:
    1. You may use or display the Referral Link, or otherwise promote The Prepared Group, on your own pages or profiles; provided that you do not violate any terms of service of the Social Media Platform in connection with your marketing activities.
    2. You may not post your Referral Link on The Prepared Group’s company Social Media Platform pages or profiles in an attempt to generate Qualifying Transactions.
    3. You may not run any paid advertisements on Facebook or any other Social Media Platform that utilize The Prepared Group trademarks, logos or branding.
    4. You may not create a social media account that includes The Prepared Group’s trademark in the page name and/or user name.
  4. Sub-Affiliate Networks. Subject to the terms and conditions of this Agreement, you may promote The Prepared Group through a sub-affiliate network. You acknowledge and agree that you will be responsible for ensuring that all sub-affiliates promoting The Prepared Group adhere to the Affiliate Program terms and conditions contained herein, including but not limited to restrictions on advertising through paid placements. You further acknowledge and agree that you will be solely liable for any violations of the terms and conditions of this Agreement by a sub-affiliate and that such violation may result in termination of this Agreement by The Prepared Group. Failure to comply with sub-affiliate terms may result in loss and/or reduction of Referral Fees from sales made through any sub-affiliate that does not comply with the terms of this Agreement.

8. PROHIBITED ACTIVITIES

If you fail to comply with any of the provisions of this Section 7, we may withhold or void any Referral Fees otherwise earned under this Agreement.

  1. Paid Search Advertising. You shall not bid on, register or purchase any keywords, search terms, AdWords, Pay-per-Click words, domain names or other identifiers that include any Protected Keywords or any misspellings or variations thereof for use in any search engine, portal, sponsored advertising service or other search service including but not limited to Google, MSN, Yahoo. “Protected Keywords” include without limitation: The Prepared Group, thepreparedgroup.com, Advisor Inbound, or advisorinbound.com.
  2. Misrepresentations. You shall at all times represent yourself and your website(s) as independent from The Prepared Group and not engage in any acts or omissions that could reasonably cause confusion among end-users as to our relationship with you or any third party, including but not limited to the following:
    1. Mispresenting or embellishing the relationship between you and The Prepared Group by stating or implying that you are formally associated with The Prepared Group.
    2. Offering, suggesting or giving any impression that you yourself are performing the service offered by The Prepared Group.
    3. Identifying your website as the “official site” of The Prepared Group.
  3. Linking Restrictions. You agree that you will not manipulate, alter or modify the Referral Link. You must identify any and all domain names/websites in which you intend to display or otherwise use the Referral Link on your Affiliate Program application.
  4. Website Restrictions. The Prepared Group may reject your Affiliate Program application or end your participation in the Affiliate Program if your website is deemed at any time and in The Prepared Group’s sole discretion, to be in violation of The Prepared Group Acceptable Use policy (available on our website) or otherwise unsuitable. Unsuitable websites include without limitation those that:
    1. Display or provide content that is profane, obscene, pornographic or sexually explicit or excessively violent, harassing or otherwise objectionable;
    2. Sell or promote products or services that are illegal in the location in which the content is posted or impermissible under The Prepared Group Acceptable Use policy;
    3. Contain any viruses, worms, harmful code, time bombs, cancelbots, Trojan horses or other computer programming routines that are intended to damage, interfere with, surreptitiously intercept or expropriate any system, data or personal information;
    4. Include any content or materials that infringe in any way or violate any third-party’s intellectual property, publicity, privacy or other rights;
    5. Violate any law, rule or regulation;
    6. Contain any software or use technology that attempts to intercept, divert or redirect Internet traffic to or from any other website, or that potentially enables the diversion of affiliate commissions from another website (this includes toolbars, browser plug-ins, extensions and add-ons).

Under no circumstances, shall your website in any way copy, resemble, or mirror the look and feel of our website or give the impression that your website is our website or any part of our website, including without limitation framing our website in any manner.

9. CONFIDENTIALITY

  1. Confidential Information. “Confidential Information” shall include any and all information associated with a party’s business and not publicly known, including but not limited to information concerning the other party’s proprietary business procedures, products, services, operations, as well as specific business and financial information, customer lists, pricing and service information, technical processes and formulas, software, customer data, product designs, business plans, marketing data and any other information provided or made available to the other party in during the negotiation or performance of this Agreement, whether or not such information is labeled or marked as confidential by such party. Confidential Information shall not include any information that the receiving party can prove: (i) was already in the public domain, other than as a result of a breach of this Agreement; (ii) was already in possession of the receiving party at the time of disclosure of such information; or (iii) was independently developed by the receiving party without use of or reference to the other party’s Confidential Information.
  2. Use of Confidential Information. Each party and its respective affiliates, directors, officers, employees and agents will keep all Confidential Information of the disclosing party confidential. Each party further agrees that it will take all reasonable steps, at least equivalent to the steps to protect its own proprietary information, to prevent the use, duplication, or disclosure of the other party’s Confidential Information. Each party agrees to use the other party’s Confidential Information solely as necessary to perform its obligations under this Agreement and shall restrict disclosure or access to the Confidential Information to only those employees or agents who are directly involved in negotiating or performing obligations under this Agreement. Such employees or agents will be subject to confidentiality provisions at least as stringent as the provisions contained herein.
  3. Compelled Disclosure. Notwithstanding the foregoing, a party may disclose Confidential Information of the other party as required by law, regulation or order of any court of proper jurisdiction over the parties, provided that: (i) the receiving party shall give the disclosing party prompt written notice of such required disclosure (if legally permissible); (ii) use commercially reasonable efforts to cooperate with the disclosing party seek confidential treatment of any information that it is required to disclose; and (iii) only disclose such portion of the Confidential Information that is legally required (in the opinion of counsel).
  4. Unauthorized Disclosure. Upon discovery of any suspected or actual unauthorized access, use or disclosure of Confidential Information, the receiving party will: (i) promptly notify the disclosing party of the security breach; and (ii) take all reasonable steps (at its own expense) necessary to prevent further unauthorized access, mitigate the effects of the security breach and/or regain possession of the Confidential Information.
  5. Return of Confidential Information. Upon termination of this Agreement, the receiving party will promptly return to the disclosing or destroy all Confidential Information (and any copies, extracts, or summaries thereof). The provision of this Section (Confidentiality) shall survive termination of this Agreement.
  6. Equitable Remedies. Both parties agree that in the event of a breach of this Section (Confidentiality) by a receiving party, the disclosing party may not have an adequate remedy solely in money damages and any such breach may cause irreparable harm. In the event of such breach, each party agrees that the other party shall be entitled, without the requirement of posting a bond or other security, to equitable relief, including an injunction or specific performance.

10. PRIVACY

  1. Your Privacy Rights. Any personally identifiable information we receive from you in connection with the Affiliate Program will be governed by our Privacy Policy, which is posted on our website. You hereby affirm that you have read and accept the terms of our Privacy Policy, as amended from time to time.
  2. Customer Privacy. If you collect personally identifiable information (as the term is defined by applicable law) from users of your site or your services (“Personal Information”), you must post a Privacy Policy or a link thereto on the homepage of any website in which such information is collected about or from users or consumers. You agree that you will be solely responsible for any claims arising out of or related to your collection, use or disclosure of any Personal Information from any user, including without limitation any The Prepared Group Client referred by you. In no event will The Prepared Group provide you with Personal Information of any individual or Client, regardless of whether such individual or Client was referred by you.
  3. Compliance with Privacy Laws. Both parties agree to comply with all applicable privacy legislation and regulations (“Privacy Laws”) including without limitation the Gramm-Leach Bliley Act (GLBA) and the EU General Directive Protection Regulation (GDPR).

11. COMPLIANCE WITH LAWS

In connection with your participation in the Affiliate Program, you shall comply with any and all applicable laws, rules, regulations, ordinances, judgments, orders or other requirements of any governmental or quasi-governmental authority that has jurisdiction over you including but not limited to laws governing marketing via the Internet and email, the CAN-SPAM Act of 2003, and all other anti-spam laws. The Prepared Group may revoke this license at any time by providing written notice.

12. ENDORSEMENT DISCLOSURE

You must identify yourself as an affiliate in compliance with the Endorsement and Testimonial Guidelines published by the Federal Trade Commission (“FTC”). You shall include a disclosure statement on your Site or any blog/post, or social media post where the Referral Link is posted. For more information about FTC disclosure requirements, please review the FTC’s Endorsements and Testimonials Guidelines. If you engage in “native advertising” in connection with the promotion of The Prepared Group products or services, you agree to comply with the FTC’s Enforcement Policy Statement on Deceptively Formatted Advertisements available at https://www.ftc.gov/system/files/documents/public_statements/896923/151222deceptiveenforcement.pdf and any related guidelines.

13. TAXES

You are responsible for the payment of all taxes related to the Referral Fees you receive pursuant to this Agreement. In compliance with U.S. tax laws, we will issue a Form 1099 to you if the amount of your calendar-year earnings resulting from Referral Fees meets or exceeds the applicable threshold. Prior to the payment of any Referral Fees earned pursuant to this Agreement, you provide a completed W-9 form.

14. TERM AND TERMINATION

The term of this Agreement will begin upon our acceptance of your application and will end when terminated by either you or us. Either party may terminate this Agreement at any time, with or without cause, by giving the other party written notice of termination. Upon termination of this Agreement, any and all licenses granted hereunder shall terminate immediately. You shall immediately stop using the Referral Link and all The Prepared Group Marks together with any other materials provided or made available to you under this Agreement. All rights to payment, causes of action and any provisions that by their terms are intended to survive termination, shall survive termination of this Agreement. The Prepared Group will not pay any Referral Fees to Affiliate for any Qualifying Transactions conducted by a Client after the effective date of termination.

15. INACTIVE ACCOUNTS

We reserve the right in our sole discretion to terminate any accounts that are deemed “inactive.” An Affiliate account will be considered inactive if it fails to generate any Qualifying Transactions for a period of 12 months or longer. In the event that your account and thereby your participation in the Affiliate Program is deactivated, this Agreement will terminate.

16. RELATIONSHIP OF THE PARTIES

The relationship of The Prepared Group and Affiliate shall be and shall at all times remain that of independent contractors. Nothing in this Agreement constitutes a relationship of employer and employee, principal and agent, partnership or joint venture between the parties and neither party shall be authorized to assume or create or attempt to assume or create, directly or indirectly, any obligation on behalf of, or in the name of the other party.

17. PUBLICITY; PRESS RELEASES.

Neither party will make any announcement or issue any statements to the public concerning the relationship between them or the transactions described herein without the prior written consent of the other party.

18. MODIFICATION

The Prepared Group reserves the right, in its sole discretion, to change the terms of this Agreement at any time. If The Prepared Group makes any material changes to this Agreement, The Prepared Group will notify you by posting a revised agreement or a notice of changes on The Prepared Group website. The most current version of the Agreement will supersede all previous versions. Any changes to this Agreement will become effective immediately. Your continued participation in the Affiliate Program constitutes your acceptance of such changes. We encourage you to review the Agreement periodically to stay informed about updates and changes. If you object to any changes in the Agreement, your sole and exclusive remedy will be to cease participation in the Affiliate Program.

19. LIMITATION OF LIABILITY

THE PREPARED GROUP’S TOTAL AGGREGATE LIABILITY FOR DAMAGES OF ANY KIND FOR ANY CLAIM ARISING FROM OR RELATED TO THIS AGREEMENT OR THE SUBJECT MATTER THEREOF SHALL BE LIMITED TO THE REFERRAL FEES PAYABLE TO YOU BY THE PREPARED GROUP HEREUNDER IN THE 12-MONTH PERIOD PRECEDING THE EVENT GIVING RISE TO THE CLAIM. IN NO EVENT SHALL THE PREPARED GROUP, ITS SUPPLIERS OR LICENSORS OR ANY OF THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, OR REPRESENTATIVES BE LIABLE TO YOUOR TO ANY OTHER THIRD-PARTY FOR ANY INDIRECT, CONSEQUENTIAL, SPECIAL, INCIDENTAL, PUNITIVE OR EXEMPLARY DAMAGES OF ANY KIND OR FOR ANY LOSS OF REVENUE, PROFITS OR DATA, EVEN IF THE PREPARED GROUP HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

20. DISCLAIMER

THE AFFILIATE PROGRAM, THE THE PREPARED GROUP SITE AND ANY SERVICES OFFERED BY THE PREPARED GROUP TOGETHER WITH ANY SPECIAL LINKS OR OPERATIONAL DOCUMENTATION OR ANY OTHER INFORMATION PROVIDED BY US IN CONNECTION WITH THE AFFILIATE PROGRAM IS PROVIDED “AS IS.” IN ADDITION, WE MAKE NO EXPRESS OR IMPLIED WARRANTIES OR REPRESENTATIONS WITH RESPECT TO THE AFFILIATE PROGRAM OR ANY SERVICES OFFERED THROUGH THE AFFILIATE PROGRAM (INCLUDING WITHOUT LIMITATION WARRANTIES OF FITNESS, MERCHANTABILITY, NON-INFRINGEMENT, OR IMPLIED WARRANTIES ARISING OUT OF THE COURSE OF DEALING, PERFORMANCE OR TRADE USAGE). MOREOVER, WE MAKE NO REPRESENTATION THAT THE OPERATION OF OUR SITE WILL BE UNINTERRUPTED OR ERROR FREE, AND WE WILL NOT BE LIABLE FOR THE CONSEQUENCES OF ANY SUCH INTERRUPTIONS OR ERRORS.

21. INDEMNIFICATION

You will indemnify, hold harmless and defend The Prepared Group, its affiliates, and their respective officers, directors, employees, representatives and agents (“The Prepared Group Indemnified Parties”), from and against any and all costs, liabilities, losses, and expenses (including reasonable attorneys’ fees) resulting from any claim, suit, action, governmental claim or action, or other proceeding brought against The Prepared Group Indemnified Parties by any third party based on or arising from: (i) any actual or alleged breach of any of the terms of this Agreement or any covenant, obligation, representation or warranty made by you; (ii) the content and/or activities of your website (including any allegation that such content infringes upon a third-party’s proprietary rights); or (iii) the provision of services in violation of or in breach of any applicable law or agreement with any third party; or (iv) the acceptance of commissions or fees in relation to referrals in violation of any law or industry-specific regulation.

22. ASSIGNMENT

The Prepared Group may assign this Agreement at any time. You may not assign any right or any obligation under this Agreement without the prior written consent of The Prepared Group, which shall not be unreasonably withheld. Subject to the foregoing, this Agreement will be binding upon and shall inure to the benefit of the successors and permitted assigns of the parties.

23. NON-EXCLUSIVE

You understand and agree that we may at any time enter into agreements with Affiliates and other marketing partners on the same or different terms as those provided to you under this Agreement and that such affiliates or marketing partners may be similar or competitive to you.

24. NOTICES

All notices required or permitted under this Agreement must be in writing and shall be sent by email (with delivery receipt requested) or by nationally recognized overnight delivery service. Notice is deemed effectively given: (i) upon transmission, when transmitted by email, unless notification of undelivered message or similar is received; or (ii) upon delivery, when sent by overnight delivery service. Any such notice shall be sent to:

The Prepared Group
811 SW 6th Avenue
Portland, OR 97204
Email: [email protected]

You: To the email or address specified by you when you registered for the Affiliate Program.

25. MISCELLANEOUS

If any provision of this Agreement is prohibited, invalid or unenforceable in any jurisdiction, that provision will, as to that jurisdiction, be ineffective to the extent of the prohibition, invalidity or unenforceability without invalidating the remaining provisions of this Agreement or affecting the validity or enforceability of that provision in any other jurisdiction. The waiver by either Party of any default or breach of this Agreement shall not constitute a waiver of any other subsequent default or breach. This Agreement and all matters arising out of or relating to this Agreement shall be governed by the laws of the State of Oregon, without regard to any conflict of law provisions, with exclusive jurisdiction in the federal or state courts located in the County of Yamhill. Each party hereby irrevocably submits to the exclusive jurisdiction of such courts in any such suit, action or proceeding. The headings in this Agreement are for the convenience of reference only and have no legal effect. This Agreement contains the entire agreement between the parties in relation to this subject matter and supersedes all prior and contemporaneous negotiations, promises, covenants, agreements, representations, arrangements, undertakings and understandings relating to the subject matter hereof.

Updated September 30, 2020